4/19/10: The FTC complaint about Experian's false accusations

The 4/19/10 complaint was submitted online to the FTC.

The screen shot of the FINAL REVIEW of the complaint:


From the Additional Information:

On 1/12/10 I mailed my credit disputes to credit bureau Experian and it subsequently notified me on 1/20/10  that it determined that my disputes were NOT sent by me, that it refused to investigate my disputes and that it notified law enforcement and state or federal agencies:

“We received a suspicious request regarding your personal credit information that we have determined was not sent by you. This could be deemed as deceptive or fraudulent use of your information. We have not taken any action on this request. Any future requests made in this manner will not be processed and will not receive a response. Suspicious requests are taken seriously and reviewed by Experian security personnel who will report deceptive activity, including copies of letters deemed as suspicious, to law enforcement officials and to state or federal regulatory agencies.”

The Experian determination that I did not send this dispute is entirely false.   I personally signed and mailed the dispute letter and my disputes are factual.

Did Experian notify your office about my “suspicious” request?

I’ll greatly appreciate your assistance with this matter as I really need my credit report corrected.   My FICO scores are seriously lowered due to the FALSE information reported by Experian on my credit.

I hope you can get Experian to correct my credit report and please contact me with any questions.

Hopefully the FTC will actually contact Experian, we’ll update with the results.

2 Responses to “4/19/10: The FTC complaint about Experian's false accusations”

  1. Well? Did you hear from experian or the FTC? I received the same letter twice…very frustrating.

  2. I thought they stopped using the letter, just updated at http://liarsandcheats.info/credit-bureau-experian-refusal-to-investigate-factual-disputes/2010/09/11/ftc-did-nothing-experian-investigated/

    The FTC complaint at least got Experian to investigate, although they sure did NOT do their job and they verified OBVIOUSLY incorrect information.

    Please submit your complaint to the FTC and let us know what happened.

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