How does Robert Christopher (yourcreditlife) select consumers?

About a month ago a CreditFactors member opted in for pre-approved credit offers and now he received this solicitation from Robert A Christopher & Associates (yourcreditlife.com):

12-10–Christopher-credit-repair-your-credit-life-solicitation-pub

You have been carefully selected to receive a free credit analysis. Robert A. Christopher & Associates LLC is a licensed, premier credit services company handling  everything that affects your credit from credit solutions to debt negotiations. If you answer yes to any of the following questions, please call us WE CAN HELP!

.:. Are you interested in purchasing a home in the near future?
.:. Have you considered refinancing your mortgage loan?
.:. Would you like to know if you qualify for a major purchase?
.:. Have you suffered from a hardship that has affected YOUI’ credit life?
.:. An you being contacted by collection agencies?
.:. Do you feel like Bankruptcy is your only option?
.:. Could you benefit from a professional perspective on your financial future?
CALL TODAY FOR OUR FRESH START HOLIDAY SPECIALS & FREE ANALYSIS!

PLEASE CONTACT US @ 1-800-595-2961 OR VISIT US AT www.yourcreditlife.com

We look forward to eaming your business and assuring you that there are options out there. You are not alone.

Michael Stroozas
President & CEO

That sure is strange.¬† How did Mr. Stroozas “carefully” select this person?



One Response to “How does Robert Christopher (yourcreditlife) select consumers?”

  1. Hello,

    I wanted to post a response to your question about how names were chosen for this letter campaign.

    We work with different mail vendors, postcard vendors, public records vendors, etc.

    We try to define criteria in areas, zip codes etc:

    -Average household income
    -Percentage of renters in SFR
    -Rate of foreclosure filings
    -Rate of bankruptcy filings
    -Average debt in the area

    We do our best to target our marketing to individuals and families that need our services, that I can assure you of.

    What I can also assure you of, is that we DO NOT share lists or collaborate with any opt in data from creditors, credit reporting agencies,or otherwise.

    I am always available for further comment, interview or open forum discussion. Thank you for bringing this to my attention and the opportunity to respond.

    Sincerely,

    Michael Stroozas
    CEO
    Robert A Christopher & Associates, LLC

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