IC System, Allied Interstate, Van Ru and 5 other collectors charged in MN with hiring felons and other violations

It’s incredible to see so many collectors hiring FELONS. Apparently it is more profitable to hire felons than to run criminal background checks for new employees.  Obviously, felons make GREAT collectors! In fact, criminals are so good at collecting, Allied Interstate decided to hire a felon KNOWING about her crimes! In one instance, a debt […]

Collector Arrow Financial loses 9th circuit appeal

On 9/23/11 the 9th circuit of appeals affirmed the jury verdict against Arrow Financial based on violations of the FDCPA and the California Rosenthal Act.  From InsideARM: Collection Agency Loses FDCPA Case Appeal; “The Truth Can be Misleading:” Judges The United States Court of Appeals for the Ninth Circuit ruled against an ARM firm Friday […]

CORRUPT OBAMA: government debt collection calls to cell phones

The collection industry is thrilled by Obama’s latest gift to them. The Inside ARM article: Obama Proposal Loosens Restrictions on Cell Phone Calls for Debt Collection Buried in President Obama’s deficit reduction plan unveiled Monday was a provision that would allow cell phone calls for the purpose of debt collection. But the brief proposal seemed […]

$1.26 million awarded in NM FDCPA lawsuit against law firm Farrell & Sandlin for wrongful garnishment

Apparently Farrell & Sandlin attempted to garnish the wages of the wrong Lucinda Yazzie twice, even after they were informed that she is not the person they were looking for.  A Farrell & Sandlin collector had changed the SSN on the account to the SSN provided by Target, the judgment creditor.  Yes, that’s how low […]

If you’ve been sued, make sure you follow MN AG Swanson’s suit against Encore / Midland Funding

Aside from the signing of affidavits by people who have no personal knowledge of the debts, another important issue is that collectors often demand that consumers prove that they don’t owe the debt INSTEAD of proving that they do owe the debt.

Debt collector who sold debtors’ personal information gets probation and small fine

Debt collector sentenced for sale of information Updated: February 25, 2011, 6:51 AM The director of a Buffalo debt collection agency who admitted selling personal information on thousands of debtors has been sentenced to two years’ probation and fined $28,000 by Chief U. S. District Judge William J. Skretny, U. S. Attorney William J. Hochul […]

Debt collection email from Steve Jones, Recovery One

This is a very interesting collection email: From: Steve Jones <stevejones@recoveryonellc.com> To: [redacted] Sent: [redacted] Subject: LCA LASIK-PLUS – NOTICE DISCOUNT SAVINGS IN THE AMOUNT OF: $[redacted] RECOVERY ONE PO Box 20404 Columbus OH 43220-0404 Telephone: (866) 319-1275 Fax (614) 336-1150 January 31st, 2011 Client: [redacted] Account Balance: [redacted] Account Number: [redacted] To: [redacted] [redacted] […]

HSBC renegs on settlement agreements — ALWAYS get it in writing or RECORD the call!

It rarely happens that creditors and collectors are SUED for refusing to honor settlements, but it happens all the time. You MUST either get the agreement in writing or RECORD the call and ensure the terms are clearly audible.  Restate in your own words what you think you are agreeing to. And as much as […]

NY RICO suit against Leucadia National and Mel Harris & Associates

Here we have a NY class action against the law firm Mel Harris & Associates, debt buyer Leucadia and its umpteen wholly-owned subsidiaries and the process server Samserv and its employees. As so often happens, the plaintiffs allege “sewer service” (falsified affidavits of service) and that the attorneys submitted false affidavits. Judge Chin did an […]

Dead Soul Is a Debt Collector – Martha Kunkle died in 1995

It is common practice for debt collectors to submit FALSE affidavits to the courts because most consumers do not appear in court and the debt buyers get default judgments. Most judges cheerfully sign the default judgments to clear the dockets.  The courts love the money (filing fees) and NO work. Incredibly, nobody ever goes to […]