NCO deletion after receipt of factual dispute

A client just received the NCO notice of deletion. He didn’t receive the final bill and he wanted to settle the account. I advised him NOT to pay because you get NO FICO scoring points for PAYING collections. So he sent his factual dispute to NCO and they responded by advising that they requested documentation […]

How to get a NEW collection account deleted and PERMANENTLY closed

You’ve probably seen the credit bureau investigation results with deletions of collections at credit repair sites along with claims of “proof” of their effectiveness.  Of course ANYONE who sends out a few disputes of old accounts to credit bureaus is likely to get NUMEROUS deletions. Because collections are often reassigned or sold and many collectors […]