Cohen & Slamowitz (Citibank) sues FDRS client

Posted on March 12th, 2010 by Christine

I just opened the NEW blog about this lawsuit against a FDRS client yesterday:

Cohen and Slamowitz Unfair Collection Litigation Practices

I will NOT do this for any other FDRS clients.

I’ve been getting so many emails from FDRS clients requesting my help and here’s an excerpt from from someone requesting a CONFERENCE CALL with her husband:

… Understand that at this point, I’m not very happy with internet services.  We’ve been ripped off too many times.  I’d guess the only website I can trust is Amazon.com….

My response:

So, turn on the radio or TV or pick up a newspaper.  Look for advertisements with a PHONE number.  Call THEM and give THEM your money.

Good luck to you, I’m really sorry I can’t help you,

Christine

MANY of the people who fell for FDRS are not fit to survive in the United States.

The SCUM is advertising EVERYWHERE and they’ll be GLAD to take your money on the PHONE.  Which is of course what FDRS did.

I’m not saying that people DESERVE to get  ripped off, although I’m sure most of you did NOTHING whatsoever to prevent the takeover of the US by crooks and criminals.  You made your bed, now sleep in it.  Good night!

I’m going to try to find an attorney for my client who is sued by Citibank and hopefully the attorney will file counter claims against Cohen & Slamowitz for violations of the Fair Debt Collection Practices Act and maybe they’ll track down Mark Cella.

However, I want you all to understand that I am NOT getting paid by anyone for the thousands of hours I have into this FDRS investigation.  I had hoped that my publications would enable the “victims” to help themselves.  But I made a mistake, I hadn’t realized how functionally illiterate most Americans are.

So on the off chance the YOU are someone who is capable of reading and rationalizing beyond a 5th grade level, check 0ut the Cohen & Slamowitz  blog and also read:

How to get a NEW collection account deleted and PERMANENTLY closed

I greatly enjoy working with clients who are capable of following instructions and conduct themselves properly during calls to collectors and attorneys AND make these fantastic recordings.

And if you are capable of doing that, you too can prevail against collectors and lawyers.

I’m still in shock over the FDRS “victim” who blamed the INTERNET for FDRS and is so utterly DELUSIONAL.  It is so sad to see people who are completely incapable of reasoning.   And there’s nothing I can do for people like her.

MOST FDRS victims haven’t even bothered to submit a damage report.

I’m aware that most people are just down and out, broke and depressed.  And that’s understandable, but I can’t change that.

So I will send my open letter to AG Brown and there ARE a few people who are putting up a fight.  There’s also lots of news about Mark Cella’s new venture.  But I’ve been too busy dealing with Cohen & Slamowitz to work on that, so hopefully I’ll get to that sometime soon.

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You’ve been served – should you fight?

Posted on February 9th, 2010 by Christine

I previously posted in great detail at the old FDRS blog:

You’re being sued — now what?

More and more FDRS victims are being served and as I have been working with consumers who were sued, I have to emphasize that if you have no assets and you are barely getting by, you really should consider IGNORING the lawsuits and/or filing for bankruptcy.

It is EXTREMELY stressful to deal with the HOSTILE court system, rules no “normal” person can understand and unhelpful clerks.

It takes MANY hours to learn court rules, credit reporting and collection laws and to get a CHANCE at prevailing. 

Especially if you have kids, you really should focus on THEM and on being the best parent you can be.

  • Change your phone number (get an UNLISTED number) if you get collection calls.
  • SAVE all correspondence from creditors, collectors and courts.

You may also be able to have judgments vacated if you did not respond to the summons because often service is NOT made according to the rules.  See my posting:

Cuomo sues collection attorneys – default judgments to be vacated

And even if the judgments stand, you can usually settle them for MUCH LESS later.    Or maybe you move to another state — few creditors bother with “domesticating” judgments in other states.  In some states wages can NOT be garnished — do your homework.  Judgments can only be reported on your credit for 7 years (5 years in NY.)

A little planning goes a LONG way.

As many millions of consumers are defaulting on their debts — NOT because they’re lazy or stupid, but because our government is corrupt — we will see a lot more leniency by employers and creditors.

Focus on POSITIVE activities, your family and friends, start a garden and pray for the best, but prepare for the worst.

Consider ALL your options.  Become engaged in your community.  Move to another state?

I can’t tell you what YOU should do other than to consider all your options.

I’ll be glad to help those of you who DO have assets, income and the stamina to fight, but most people should simply take a step back and try for their fresh start.

We now have 15 damage reports and you MAY just get a check from Mark Cella and/or his cronies.   And even if no money is recovered and they just go to jail (hopefully), you will be able to show the damage reports and my published complaint to any potential employers or creditors IF judgments and your credit become an issue.

Many THOUSANDS of people have been scammed by credit counselors and debt settlement companies.  You’re not alone.

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Filed under: Served with summons

NAMES in the damage reports

Posted on January 27th, 2010 by Christine

Check out the damage reports and compile a listing of NAMES of FDRS people provided and reference the post number.  The more people there are to sue, the better the chances of recovering $$$.   It would be very cool to have comprehensive list to provide to the AG and other regulators.

I would LIKE to do this, but I just don’t have time — occasionally I have to do some paying work.

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Filed under: What YOU can do tagged ,

Two new reports of the California AG doing NOTHING

Posted on January 11th, 2010 by Christine

Over the last couple of days I received two more reports of the Cal. AG doing nothing to recover funds from FDRS for the defrauded victims.

From PLEASE send your complaints to the California Attorney General – they are actively investigating

… We sent all the documentation to Gayle Weller at the Sacramento AG office and after two months she wrote back stating that there had been no response from FDRS and our case was being closed. …

What are they SMOKING at the California AG’s office?

Are they really expecting CRIMINALS like Mark Cella and Dan Lyle to RESPOND to these complaints?

This is truly insane, but unfortunately nothing new in California.  In fact, the refusal of California’s regulators definitely contributed to the credit crisis because they refused to investigate complaints about mortgage brokers who advertised illegally and who lied about the mortgage rates and terms.  The California Department of Real Estate condoned the illegal marketing DESPITE my complaints in 2004 and 2005.

It is now apparently a waste of postage to send your complaints to the AG.

DONATE to Liars and Cheats EXPOSED to pursue FDRS and to try to MAKE California Attorney General Jerry Brown investigate through open letters, press releases, etc.  With a $50 donation, you also get a FREE 6-months subscription to CreditFactors.

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Forcing regulators to pursue FDRS, Mark Cella, Dan Lyle, etc.

Posted on January 8th, 2010 by Christine

I set up this new site to stop the many emails and comments at my old FDRS blog by former FDRS clients and to finally get regulators and specifically the California AG to do whatever it takes to recover the FDRS profits for restitution to its defrauded clients and to put Mark Cella and Dan Lyle in jail.

The history and details are explained in About FDRS and you can submit your notice of damages at Submit your DAMAGES!

If you have any questions, please post here or at the FAQ.

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