Support – Accountability

DONATE $50 to Liars & Cheats EXPOSED and receive a FREE 6-months CreditFactors subscription!

(Donate $80 and receive a 1-year CreditFactors subscription)


Or send a check or money order to:

Christine Baker
3880 Stockton Hill Rd. 103-156
Kingman, AZ 86409

You will receive one CreditFactors coupon code for every $50 or $80 donation.  While you might not have the need for credit resources, the coupon IS transferable and valid until 12/31/2012.

For over 15 years I exposed and DOCUMENTED bank fraud, wrongful foreclosures, penny stock frauds, debt elimination and credit repair scams and most of all, systemic credit reporting problems and FICO credit scoring bugs.

However,  we are NOT independently wealthy and we have been very busy building our home in the AZ high desert and working in our organic gardens, planting trees and becoming self-sufficient.

While readers frequently request my assistance and I'd LOVE to help everybody, I simply do not have the time and resources to do so.

YOU determine what we work on by sending your donation and a brief note telling us what's most important to you.

How are donations used?

Liars and Cheats EXPOSED runs on the FREE WordPress software and web hosting is donated by CreditFactors.  However, I pay for plugins, themes and occasionally technical assistance. We'd like to add a forum and additional functionality.

Donations are used for:

  • Site enhancements
  • Promotions such as news releases
  • Access to legal resources to defend against defamation suits
  • Research and freedom of information requests

Most of all, we spend at least 100 hours/month maintaining and updating the site and working on new content.

My roommate helps with proof reading, research, design and maintenance.

YOU decide what we work on -- vote with your money!

If you decide to send a few dollars (every dollar helps!), please let us know what your favorite blog(s) or topics ar

DONATE $50 to Liars & Cheats EXPOSED and receive a FREE 6-months CreditFactors subscription!

(Donate $80 and receive a 1-year CreditFactors subscription)


Or send a check or money order to:

Christine Baker
3880 Stockton Hill Rd. 103-156
Kingman, AZ 86409

I prefer electronic donations because we get our mail only every few weeks as we don't enjoy the luxury of mail delivery at our home and the postal service is so unreliable, but we understand that some people are reluctant to use online services for payments.

Don't have cash to donate?

There are many other ways to support Liars and Cheats EXPOSED.

  • Promote Liars and Cheats EXPOSED
  • Help with WordPress theme design, graphics, etc.
  • Help with LEGAL issues and especially defense against defamation threats and suits.

I work on projects supported by our readers.

Since 1/08 I spent literally many hundreds of hours exposing the FDRS debt elimination scam (read the damage reports). Sadly, none of the many victims are taking any action to MAKE former California AG and now governor Jerry Brown investigate this huge fraud.

That people like FDRS owner Mark Cella defraud the most vulnerable is deplorable.  But I don't have the words to describe Jerry Brown's refusal to arrest Cella and to recover what is left of the multi million dollar loot.

My Open Letter to AG Brown did not receive a substantive response.

Criminals are allowed to defraud with IMPUNITY, essentially with the permission of AG Brown -- despite the MANY complaints he received and the documentation posted at my websites.

I'm not aware of ANY efforts by the victims to bring media attention to AG Brown's misconduct.

Nobody sent donations for a national press release or for us to promote the true cause of ALL our economic and crime problems:

  • Crime pays
  • Most regulators are corrupt and refuse to enforce the law.

My post at the FRDS blog It's time for YOU to take action has been ignored.

We're only two people and we do all we can.

What are YOU doing to stop this insanity?


I've never understood why so few non profits disclose their finances.  While Liars and Cheats EXPOSED is not (yet?) a non profit organization, we will post all donations received to ensure 100% transparency.

Incorporate as a non profit organization?

If others are willing to serve as unpaid directors and to donate the DOLLARS required for the non profit filing and publication, that's a possibility.

We could even start a credit union,  buying club and take other actions to create a more honest and fair environment.

YOU determine what we do.


Donations received -- THANK YOU!

Income from Google ads can be found on the Advertising page.

5/9/12: $50 ($1.75 WePay fee) - General

5/8/12: $50 ($1.75 WePay fee) - Credit litigation

4/13/12: $50 ($1.75 WePay fee) - Debt Buyer Suit

3/17/12: $80 ($2.80 WePay fee) - General

2/25/12: $80 (no fee, Amazon) - Credit reporting

1/14/12: $50 ($1.75 PayPal fee) - General

11/30/11: $8.41 ($.59 fee) - Nelson & Kennard default judgment, no service, wrong person

9/13/11:  $80 ($2.62 PayPal fee) - General

8/27/11: $50 ($1.75 PayPal fee) - After bankruptcy credit reporting

6/29/11: $50 ($1.75 PayPal fee) - Credit reporting

6/14/11: $50 ($1.75 PayPal fee) - General

6/2/11: $50 ($1.75 PayPal fee) - Debt collection

6/1/11: $50 ($1.75 PayPal fee) - Credit reporting

5/12/11:  $80 ($2.62 PayPal fee) - Debt buyer litigation

4/25/11: $50 ($1.75 PayPal fee) - General

4/2/11:  $80 ($2.62 PayPal fee) - Debt collection and litigation

3/27/11:  $80 ($2.62 PayPal fee) - Debt collection and credit reporting

3/3/11: $50 ($1.75 PayPal fee) - General

2/10/11:  $80 ($2.62 PayPal fee) - Headlines

2/6/11:  $80 ($2.62 PayPal fee) - General

1/29/11: $50 ($1.75 PayPal fee) - Debt collection and credit reporting

1/23/11:  $80 ($2.62 PayPal fee) - Debt collection and credit reporting

1/12/11: $50 ($1.75 PayPal fee) - Exposing collection lawyers

1/3/11:  $75 ($2.48 PayPal fee) - Banking and collections

12/27/10: $50 ($1.75 PayPal fee) - Dealing with debt buyers

12/23/10: $50 ($1.75 PayPal fee) - General

11/30/10: $150 ($4.65 PayPal fee) - After bankruptcy credit reporting

11/15/10: $50 ($1.75 PayPal fee) - General

11/10/10: $50 ($1.75 PayPal fee) - Exposing debt buyers

9/22/10: $190 ($5.81 PayPal fee) - Exposing Citi Bank and its debt collection attorneys

8/11/10: $200 ($6.10 PayPal fee) - Loan Modification with Principal Reduction

7/23/10: $100 ($3.20 PayPal fee) - Loan Modification

6/17/10: $50 ($1.75 PayPal fee) - General

4/22/10: $50 ($1.75 PayPal fee) - General

4/19/10: $5 ($0.45 PayPal fee) - General

3/30/10: $50 ($1.75 PayPal fee) - "Keep fighting injustice and abuse"

3/16/10: $50 ($1.75 PayPal fee) - General

2/26/10: $50 ($1.75 PayPal fee) - General

2/21/10: $50 ($1.75 PayPal fee) - FDRS/Litigation

2/7/10: $50 ($1.75 PayPal fee) - FDRS

1/29/10:  $100  ($3.20 PayPal fee)  -  Credit reporting

1/21/10:   $50 ($1.75 PayPal fee) - BBVA Compass, banking

12/24/09:  $50  ($1.75 PayPal fee)  - FDRS