 | Yesterday morning they sent the fax with the deletion instructions for the CRAs. I can't believe they waited so long. Of course we still have the Portfolio inquiry lowering the FICO credit scores and in combination with the inquiries from mortgag (More) |
| This is the DRAFT of regulatory complaint #2 about Portfolio Recovery Associates. Portfolio Recovery Associates is a debt buyer notorious for violating the FCRA and FDCPA, ignoring consumer disputes and even multiple hard inquiries. While the F (More) |
| To date, I have not received ANY communications from Portfolio Recovery. So I'm sending the complaint, the 5/28/09 fax to Portfolio and my client's MN AG complaint to the FTC and my client is mailing it to the MN and VA AGs. More) |
Tags » Portfolio Recovery Associates
Buggy FICO Scoring Formula
FICO scores are required for almost all mortgages. According to myFICO: "FICO scores are the credit scores most lenders use to make lending decisions about you."
Unfortunately, the FICO scoring formulas are buggy and myFICO fails to fix KNOWN and SERIOUS bugs.
People lose their homes and some DIE for myFICO and banker profits.
When I posted at the myFICO forum about the INCOMPLETE myFICO credit reports and the FICO scoring software CREATING entirely FICTITIOUS late payments, they DELETED my posts!
My documentary of the myFICO corruption including the screenshots with ABSOLUTE proof of my allegations and my deleted posts will be one of my first projects for Liars & Cheats.
Harassment lawsuit v. Free Speech
I've been sued TWICE in the last year for allegedly defamatory statements.
Doctor [CENSORED]'s lawsuit resulted in the CO Arapahoe County district court ordering my entire main website removed for two months. Then she got a temporary restraining order requiring deletion of ALL my publications about this litigation for four months.
Judge Gerald Rafferty finally accepted that I enjoyed immunity for the link to doctor [CENSORED]'s former patient's site.
Then Learned Jeremiah Hand and Wellstone Filters Science, Inc. obtained a court order requiring deletion of my Wellstone Filters penny stock investigation.
Why can't we publish the TRUTH without being subjected to harassment suits?
How do we defend our right to express our OPINIONS without many thousands of dollars for attorneys?
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