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Some friends and family were rooting her on, but then there were the naysayers insisting she was making the wrong choice. I firmly believe that the security of homeownership has afforded me the comfort to advance our lives in other ways.

Aim to save 20 percent for the down payment Although you can possibly arrange for a much lower down payment, aiming to put down 20 percent is advisable so you can avoid having to pay for private mortgage insurance PMI. If you have to go for the PMI, know the limitations on when and how you can get it removed.

W to a lender sooner than later "Even if you know your savings and credit scores aren't quite up to par yet, it's a great idea to speak with a lender and come up with an action plan for how to improve your credit, as well as get an idea of what loan options are available to you," says de Jong. Limit the naysayers Don't let them block your light.

Without the security of knowing my family would always for a place to stay, I likely would not have looking to or attended law school in my 40s. This is extra money each month that is leaving your woman — try to save for a larger down payment or take the time to raise your credit score if you can. Think about renting out a room to make single money back "I'm a huge advocate of renting out sing,e room, especially as a single person," says Middendorf.